UIDAI and NPCI are driving the adoption of Aadhaar-based face authentication for high-value financial transactions. As banks look for secure and seamless ways to verify customers for high-value transactions, this technology is set to establish a new standard for identity authentication in India’s financial ecosystem.
At the recent Global Fintech Fest 2025, UIDAI officials highlighted Aadhaar-based face authentication as a reliable and secure method for high-value transactions. NPCI is expected to approve its use soon, paving the way for industry-wide adoption.
To support banks in this transition, ECS has launched ECS Face Pass, a plug-and-play SDK that integrates directly into banks’ existing iOS and Android banking apps, enabling fast and secure Aadhaar-based face verification for the desired types of transactions.
Why Face Authentication?
Enhanced Security
Utilises Aadhaar-based face biometric verification with liveness detection to provide an additional layer of identity validation and strong protection against unauthorised access.
Elimination of OTP Dependence
Removes risks associated with SIM-swap fraud and OTP failures, providing a more reliable authentication process.
Elimination of OTP Dependence
Enables users to authenticate directly within the application using facial recognition, reducing transaction time.
Contactless and Accessible
Provides an alternative when fingerprint authentication is not feasible, ensuring broader usability and inclusivity.
How ECS Face Pass Helps Banks
ECS Face Pass is designed to simplify and strengthen digital authentication for banks. It offers a secure, compliant, and easily deployable solution that enhances user experience while ensuring operational efficiency.
Easy Integration
The lightweight SDK with ready-to-use integration handles allows banks to implement Aadhaar face authentication effortlessly, requiring minimal development effort or app changes while preserving the existing user experience and functionality.
Flexible Use Cases
Supports secure authentication for high-value transactions, as well as beneficiary additions, transaction limit modifications, and password resets across multiple digital banking touchpoints.
Regulatory Ready
Fully compliant with UIDAI regulations, ECS Face Pass includes built-in consent management, detailed audit trails, and secure data handling protocols to ensure end-to-end transparency and trust in every transaction.
Lower Costs
Reduces OTP dependency and telecom costs, minimising authentication-related expenses while ensuring secure, efficient, and reliable customer verification across digital banking operations.
On-Premises Deployment
The ECS Face Pass application is deployed within the bank’s hosting environment, ensuring that end-user data and Aadhaar face authentication transactions are not shared with any external entity, including ECS.
Additional Strategic Advantage
Aadhaar-based face authentication offers banks a unique operational benefit by shifting identity verification responsibilities to UIDAI.
- Risk Transfer: Banks can pass the onus of validating customer identities to UIDAI.
- Reduced Liability: Authentication-related risks are effectively transferred to UIDAI.
- Trusted Infrastructure: Leverages one of the world’s most secure and reliable identity systems.
Built for Real-World Scale
ECS Face Pass is designed to perform seamlessly across large-scale banking environments, ensuring reliability, security, and adaptability at every stage of deployment.
- Native SDKs (iOS & Android): Optimised for seamless integration with both Android and iOS mobile applications.
- Secure Aadhaar-Based Verification: Ensures that every authentication is validated in real time through UIDAI’s secure ecosystem.
- No Biometric Storage: Maintains user privacy by avoiding any local or server-side biometric data storage.
- High Success Rates: Delivers consistent and accurate authentication performance even under varied network conditions.
- Sandbox, Pilot, and Production Support: Provides complete assistance through every implementation phase, from testing to full-scale rollout.
Aadhaar-Based Face Authentication for Banks
With ECS Face Pass, banks can implement Aadhaar-based face authentication within weeks, ensuring a faster, safer, and more seamless customer verification experience. Designed for scale and compliance, ECS Face Pass enables financial institutions to strengthen security while reducing operational complexity.
As a pioneer in Aadhaar-based identity solutions, ECS continues to empower banks with advanced, frictionless authentication technology built for the future of digital banking.
To learn how ECS Face Pass can enhance your bank’s authentication process and enable seamless Aadhaar-based face verification, please reach out to our colleague Amit Joshi at 9820875525 / 7208155528 or email amit@eastcs.com.